What Is Your Property Damage
Really Worth?

Insurance companies don't always tell you everything you're owed. Our free calculator estimates total loss, diminished value, and loss of use in under 3 minutes.

Calculate My Property Damage

Free · Takes 2-3 minutes · No obligation

What Your Report Covers

Four estimates most drivers never know to claim.

Vehicle Value

Your vehicle's estimated pre-accident market value the baseline for all other calculations.

Diminished Value

Even after repairs, your car is worth less. You may be able to claim this difference from the at-fault driver's insurance.

Loss of Use

Every day you were without your vehicle has a dollar value. This is often overlooked but fully claimable.

Total Loss Risk

If repair costs are too high relative to your vehicle's value, it may be declared a total loss and you have the right to negotiate.

How It Works

Simple, fast, and free.

01

Enter your vehicle and accident details

Year, make, model, mileage, and a few questions about the accident.

02

Get your free report

Our calculator estimates your vehicle value, diminished value, and loss of use instantly.

03

Know what to claim

Understand exactly what you may be owed and how to claim it from insurance.

What insurance companies don't tell you

Diminished value is a real, claimable loss but insurance companies rarely bring it up.

Loss of use compensation is owed for every day you were without your vehicle, not just rental car costs.

If your car is declared a total loss, you have the right to dispute the settlement amount.

You have a limited window to file these claims. Acting quickly protects your rights.

Property damage only. This calculator focuses on property damage and does not estimate bodily injury claims. Need help with accident injuries? Get Free Case Review.

Free to use
Takes 2-3 minutes
No obligation

Know what you're owed before you settle.

Free calculator. Takes 2-3 minutes. No obligation.

Calculate My Property Damage